Financing and guide to buying an apartment / commercial unit

Deciding on a new home or a commercial investment is a big step, but you don’t have to face it alone. We are here for you from the very beginning to guide you safely and clearly through the entire process, without unnecessary complications.

Whether you are asking initial questions or looking for the best financing options, we will guide you through every stage of your purchase.

How buying an apartment / commercial unit in our project works:

1. Reservation Agreement
After signing the reservation agreement, you pay a reservation fee of CZK 134,000 + VAT. This fee will be credited toward the total price of the unit. If the fee is not paid on time, the reservation agreement becomes void. Within 12 months, we will send you a draft of the future purchase agreement with details about the unit, price, and deadlines.

2. Future Purchase Agreement
You have 14 days to sign it. By signing, both parties commit to completing the sale under the agreed terms. The agreement contains exact information about the unit, price, installments, and completion date.

3. Purchase Agreement
This is signed after the construction is completed and the unit has passed a technical inspection. Full payment of the purchase price is required. The agreement also includes the submission for registering your ownership rights in the Land Registry, which we handle and cover for you.

4. Handover of the Apartment
The unit will be handed over to you for use within 14 days of signing the purchase agreement and registering it in the Land Registry.

Payments:

• Reservation fee (CZK 134,000 + VAT) is due within 5 business days of signing the reservation agreement.
• Second installment (10% of the purchase price including VAT, minus the already paid reservation fee) is due within 7 days of signing the future purchase agreement.
• Remaining balance is due within 30 days of notification of construction completion and occupancy approval.

These details serve as a general overview; the developer reserves the right to update them at any time. The binding terms are always those specified in your signed agreements. We believe, however, that we can always find a solution that works well for all parties involved.

Mortgage? No need to worry with us.

Financing your home doesn’t have to be complicated. In partnership with HYPOASISTENT, we help you select the most favorable mortgage tailored to your needs.

What we arrange for you:

• Comparison of offers from multiple banks to secure better terms than usually available at branch offices
• Mortgages with attractive interest rates, no fees, and financing up to 90% of the property value
• Bonuses such as a free property valuation or repayment insurance

Complete service from A to Z

HYPOASISTENT will guide you through the entire process—from the initial consultation and document preparation to the actual loan drawdown. With our experience, you can handle everything quickly and without unnecessary stress.

Calculate your payments online

For a quick overview, use our mortgage calculator to estimate your monthly installment. We can also prepare a personalized offer for you—free, discreet, and non-binding. We are here to help you make your dream of a new home come true without unnecessary worries.